The Third Option
National Public Bank
Future Economic Operating System Of Planet Earth.
The National Public Bank would receive $2 Trillion a year, through the collection of a New 10% ‘Income Investment’, which would become the only Income taxation needed for all Federal, State, and Local government services (once Social Security is phased out, and National Bank Retirement Dividends take over).
A National Public Bank branch would be placed in every Community of 100,000 people and each receive $600 Million each year in funding. Communities will be charged to loan out all of it. The focus would be to provide all essential needs deemed fundamental to survival in our 21st century lifestyle.When something is ‘essential’, it will require infrastructure, in order to deliver it equally to all residents. If we are going to rebuild every Community, we might as well ‘do it right.’
Regenerative and Vertical Farming, completely Clean and Safe Transportation, Affordable Housing, ‘Green’ Energy, Fiber-Optic Communication, sustainable Water and Waste Management Systems, plus the latest in Healthcare and Education facilities. Each one of these comes with local, state, and national-level jobs in every imaginable category. Meanwhile, Education will be prepared to teach all citizens the skills they need to participate in the ‘economic growth’ of their Community. Click below to read more about specific Essential Needs Infrastructure.
Continually raising the minimum wage will do nothing to make the cost of living affordable, and only strains small business, which in turn strains the Liberty of those citizens who rightfully seek—through small business ownership—their own version of the ‘good life’. The better strategy is to lower everyone’s overall ‘cost of living’ instead, and this is exactly what the National Bank is designed to do. It replaces the ‘capitalist’ as the source of funding, and only asks 4% back on every business loan transaction, with no designs to garner profit off the success of selling anything essential to every citizen’s survival.
Government would still take on its usual role of oversight and regulation, but the community would be tasked to manage themselves, through the guidance of bankers, who would of course be highly motivated to ensure the success of every business to which it has loaned money.
When ‘running the ‘numbers’ for all these ‘essential needs’ business models, it becomes obvious that when a business is easily cost-effective, it has been ‘privatized’; when it is not, it falls to the taxpayer to cover.
Health care and communication, for instance, has marked up their prices over four times the amount it actually takes to ‘deliver the goods.’ Other businesses, like housing and transportation, have much slimmer profit margins, so in order to make these ‘products’ more affordable to citizens, we would need to find ways to lower various expenses. Pollution is another issue: to make transportation, agriculture, energy, construction, industry and manufacturing ‘green’ is more expensive. Polluting is how we know a business is maximizing its profits, but in our model, we are removing the profit and putting this money toward the sustainability of people and planet.
Finally, while Education is a necessary expense, we must get creative in order to at least ‘break even’ on it, since this is a cost all of us incur through taxation, again cutting into our individual ‘cost of living.’
Good Business Strategy
As a ‘shareholder’ in the National Public Bank, you are entitled to know how your investment will be managed, how dividends would be allocated, and what potential penalties – if any— could occur.